How to Buy GTA Online Shark Cards With a Steam, PSN or Xbox Gift Card
October 26, 2026 · Updated November 2, 2026
GTA Online Shark Cards can be bought with a Steam, PlayStation or Xbox gift card, because they're paid for through the platform's own store. On PC (Steam) that means Steam Wallet money, on PlayStation the PlayStation wallet, and on Xbox the Microsoft account balance. The GTA$ goes to your character's Maze Bank account.
Key facts
- The gift card has to match the platform: a Steam card can't buy Shark Cards on PS5, and a PSN card can't buy them on PC.
- Rockstar confirms Shark Cards can be bought through the Steam storefront or the in-game store on PC.
- On PC, GTA$ from Shark Cards is deposited on both the Legacy and Enhanced versions.
- In-game currency is usually not refundable once delivered.
- There is no legitimate free Shark Card generator. Modded money can get an account banned.
The one rule that matters: the gift card has to match the platform you play on. A Steam card can't buy Shark Cards on PS5, and a PSN card can't buy them on PC.
On PC through Steam
Rockstar's support site confirms Shark Cards can be bought through the Steam storefront or the in-game store on PC. If you play the Steam version of GTA V, your Steam Wallet pays for them.
- Redeem your Steam gift card so the money is in your wallet. Our Steam gift card redeem guide shows the steps.
- Launch GTA V and go online.
- Open the Pause menu, then Store, and choose Purchase Shark Cards.
- Pick a card. The Steam overlay opens to confirm payment. Your wallet balance is used first.
- The GTA$ is added to your Maze Bank account. Rockstar notes this applies on both the Legacy and Enhanced PC versions.
If the Steam overlay doesn't appear, check that it's turned on in Steam's settings. In-game purchases through Steam need it.
Played GTA V through the Rockstar Games Launcher or Epic instead? Then Steam money won't work there. Only copies of the game bought on Steam use the Steam Wallet. Using a Steam gift card on Epic explains why.
On PlayStation 5 or PS4
- Redeem your PSN card in the PlayStation Store. Here's how to redeem a PSN gift card.
- In GTA Online, open the in-game store and choose Shark Cards, or find GTA Online's Shark Cards in the PlayStation Store.
- Confirm the purchase. Your PlayStation wallet pays first.
On PlayStation, in-game currency bought during gameplay is delivered immediately and usually can't be refunded once delivered. Double-check the amount before you confirm. More in our PlayStation Store refunds guide.
On Xbox Series X|S or Xbox One
- Redeem the Xbox gift card to your Microsoft account. See our Xbox redeem guide.
- Buy the Shark Card in game or from the Microsoft Store page for GTA Online's add-ons.
- Your Microsoft account balance is used at checkout.
Shark Card or GTA+?
On console there's also GTA+, a monthly membership that includes a GTA$ deposit each month plus member perks. It's paid the same way, from your PlayStation wallet or Microsoft balance. Whether it's better value than a Shark Card depends on how much you play and what's included that month. Check the current perks before you subscribe, and remember subscriptions renew automatically.
Beware "free Shark Card" sites
There's no such thing as a free Shark Card generator. Sites and videos promising free GTA$ want your Rockstar or platform login, or they make you complete endless "verification" tasks that never pay out. The same goes for "modded money" services. Rockstar bans accounts for receiving illegitimate GTA$.
We dug into one of the most common versions in Steam gift card generators are a scam. It's the same trick with a different logo.
Getting the gift card without paying cash
Gift cards are the easiest way to keep GTA spending under control, and you can earn them. On XPReward, points from offers buy Steam, PlayStation or Xbox gift cards at a fixed 144 points per $1:
| Gift card | XPReward points |
|---|---|
| $25 | 3,600 |
| $50 | 7,200 |
| $100 | 14,400 |
Choose the card for the platform you play GTA on, and for your account's country. If GTA 6 is on your list, we've also covered pre-ordering GTA 6 with a gift card.
Frequently asked questions
Can I buy Shark Cards with Steam Wallet money?
Yes, if you play the Steam version of GTA V. Shark Cards bought in game on Steam are paid from your Steam Wallet first.
Can I use a PSN gift card for Shark Cards?
Yes, on PlayStation. Redeem the card to your PlayStation wallet, then buy Shark Cards in game or in the PlayStation Store.
Do Shark Cards carry over between platforms?
GTA$ bought on one platform belongs to that platform's version of the game. A Shark Card bought on PlayStation won't appear on your PC copy.
Can I get a refund on a Shark Card?
Usually not once the GTA$ has been delivered. In-game currency counts as consumable content on most stores. Check the amount before confirming.
How can I earn gift cards for GTA Online?
On XPReward you complete offers for points and redeem 3,600 points for a $25 Steam, PSN or Xbox card. Joining is free and comes with 250 points.
Sources
Shark Card facts checked on 26 October 2026 against: